What is AARP Travel Insurance?
AARP travel insurance is a type of coverage that is specifically designed for people aged 50 and older who are traveling outside of the United States. It is offered by the American Association of Retired Persons (AARP) and provides coverage for medical expenses, emergency medical evacuation, lost or stolen luggage, and more. The coverage is available to AARP members and their family members, including grandchildren, and is often significantly cheaper than traditional travel insurance policies.
What Does AARP Travel Insurance Cover?
AARP travel insurance covers a variety of different scenarios, including medical expenses, emergency medical evacuation, trip cancellation, trip interruption, lost or stolen luggage, and more. The coverage can be tailored to your specific needs, and you can choose from a variety of different plans and coverage levels.
Medical Expenses
AARP travel insurance covers medical expenses incurred while traveling abroad. This includes doctor visits, hospital stays, prescription medications, and other related expenses. The coverage is often much more comprehensive than traditional travel insurance policies, as AARP travel insurance also covers emergency medical evacuation and repatriation of remains in the event of death.
Emergency Medical Evacuation
In the event of a medical emergency while traveling abroad, AARP travel insurance will cover the cost of medical evacuation. This includes transporting the insured to a medical facility where they can receive proper care, as well as returning them to the United States if necessary.
Trip Cancellation and Trip Interruption
AARP travel insurance also covers trip cancellation and trip interruption. If you are forced to cancel your trip due to an illness or injury, or if your trip is interrupted by an event such as a natural disaster, AARP travel insurance will reimburse you for the non-refundable portion of your trip.
Lost or Stolen Baggage
AARP travel insurance also covers lost or stolen baggage. If your personal possessions are lost or stolen while traveling, the coverage will reimburse you for the cost of replacing them.
What Does AARP Travel Insurance Not Cover?
AARP travel insurance does not cover pre-existing conditions, nor does it cover any type of intentional damage or losses. It also does not cover any type of recreational activities such as skiing, snowboarding, or scuba diving.
How Much Does AARP Travel Insurance Cost?
The cost of AARP travel insurance varies depending on the type of coverage you choose and the length of your trip. Generally speaking, the cost of AARP travel insurance is significantly cheaper than traditional travel insurance policies.
Should You Buy AARP Travel Insurance?
AARP travel insurance is a great option for people aged 50 and older who are traveling outside of the United States. The coverage is comprehensive and often much cheaper than traditional travel insurance policies. If you are planning a trip abroad, AARP travel insurance is definitely worth considering.
